American Consumer Credit Counseling
What can we say about consumer credit counseling? For those whose debt is starting to get the best of them, getting advice from a consumer credit counseling service might be the best thing they ever did.
Consumer Credit Counseling: Paving Your Way to the American Dream
Whether you're deep in debt or just starting to feel the pinch, consumer credit counseling services can help you get back on track. If your credit is bad, they can help you turn things around. If your credit is good, they can teach you how to protect it. For instance, did you know that those department store credit cards aren't the great deals they seem to be? Sure, it sounds great at the time. "You get 15% off your purchase if you open an account today!" the salespeople say. But what they don't tell you is that if you don't pay that purchase off in full when the bill comes, you'll likely pay 24.9% in interest. Not only that, but each time you open a new account, it triggers an inquiry into your credit, which can bring your credit score down slightly. And studies have shown that people who have six inquiries (or more) of this type in a 12-month period are eight times more likely to file for bankruptcy eventually.
This is the kind of thing credit counseling can teach you, not to mention how to budget, how to save and how to live within your means. If you're at all nervous about your finances, contact a credit counseling center today.
All material copyright © 2008 Debt Free Info. All rights reserved.
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